The rolling hills and rich history of dental insurance Virginia offer plenty to do, so the last thing you want to spend your time doing is sifting through dental insurance options. Benzinga has done the work to help you find affordable individual and family plans that fit your needs and budget.

Dental Insurance Prices In Virginia

The average monthly cost of a dental insurance plan in Virginia is $31 per person or about $372 a year, but the price will vary depending on your location, tobacco usage, coverage levels and the number of people covered. It’s important to weigh the price of a premium against the total annual cost of the coverage you choose. You also need to take into account the type of treatments you’ll need to make sure you are covered. Some dental insurance plans only cover preventive procedures like cleanings and X-rays, while others have higher deductibles and lower annual maximums for more comprehensive coverage.

Some of the most common dental procedures are not covered by insurance plans, such as root canals or crowns. Those procedures may require multiple visits and can cost thousands of dollars, so it’s important to consider the alternatives.

One of the most popular alternatives to dental insurance in Virginia is a dental savings plan, which offers 10-60% savings on dental care and treatment at a nationwide network of dentists. These plans are not considered insurance but rather a membership program. For example, instead of paying the typical insurance copayment for a filling, the dentist would bill you directly and you’d pay only a small copay or no fee at all.